Citi® Secured Mastercard®: Building Credit with Confidence
Discover how the Citi® Secured Mastercard® can help you establish or rebuild your credit
Flexible Credit Limit Options
With the Citi® Secured Mastercard®, you can choose the credit limit that suits your financial needs and goals. Your credit limit is determined by your refundable security deposit, which can range from $200 to $2,500. This flexibility allows you to control your spending while working towards building a stronger credit history.
Citi® Secured Mastercard®
No Annual Fee, Build Credit Safely, and Control Your Limit
- Annual Fee: $0
- Refundable Security Deposit: $200 – $2,500
- Credit Reporting: All 3 Major Bureaus
- Credit Limit: Based on Deposit
Building Credit with Confidence
The Citi® Secured Mastercard® is an ideal choice for those new to credit or looking to rebuild their credit. With this card, Citi reports your payment activity to all three major credit bureaus, ensuring that your responsible financial behavior is reflected in your credit score. Plus, with no annual fee, you can focus on building your credit without worrying about additional costs.
The Application Process
Thinking about applying for the Citi® Secured Mastercard®? You’ll be pleased to know that the application process is simple and straightforward. First, gather your personal information, including your Social Security Number (SSN), income details, and employment status. Next, choose your security deposit amount, which will serve as your credit limit. Once approved, your card will arrive in the mail, and you can begin using it to build your credit.
An Alternative: Citi® Secured Mastercard®
If you’re exploring other credit card options, consider the Citi® Secured Mastercard®. This card is known for rewarding every purchase with unlimited 1.5% cash back and is a great option for those looking to build credit while earning rewards.