Privacy Policy

Last updated: June 18, 2026

One Cartao (“One Cartao,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, process, and protect information when you visit or interact with our website.

This Privacy Policy applies to the website located at https://onecartao.com, including its pages, forms, quizzes, content, advertisements, and related online services.

One Cartao is operated by DM NETWORK MIDIA DIGITAL LTDA, located at Rua 20 de Setembro, 334, Sala 06, Centro, Piratini, RS, Brazil.

Important: One Cartao is an informational website. We are not a bank, lender, credit card issuer, broker, financial institution, or financial advisor. We do not provide financial advice, credit approval, pre-approval, or any guarantee of eligibility, credit limits, rates, fees, rewards, benefits, or terms.

Information We Collect

We may collect information that you voluntarily provide when you interact with our website, including when you complete a quiz, submit a form, subscribe to communications, or contact us.

Name or first name
Email address
Quiz responses or preferences you choose to provide
Messages or inquiries you send to us

We may also automatically collect certain technical information when you visit our website, including:

IP address
Browser type and version
Device type
Operating system
Pages visited
Referring URLs
Approximate location based on technical identifiers
Cookie and tracking information
Website interaction data, such as clicks, form interactions, and page events

We do not request sensitive banking passwords, full credit card numbers, online banking credentials, Social Security numbers, or other sensitive financial account credentials through our quiz forms.

How We Use Information

We may use the information we collect for the following purposes:

To provide educational and informational content
To personalize or improve your website experience
To display or send general informational materials related to credit card features, issuer terms, financial education, and similar topics
To process quiz submissions and form interactions
To validate email addresses and help prevent fraud, abuse, or unauthorized activity
To respond to questions, requests, or support inquiries
To improve our website, content, forms, and user experience
To analyze website performance and traffic
To measure conversions, advertising performance, and website activity
To send emails or marketing communications when permitted by law
To comply with legal obligations

We do not use the information collected through this website to process credit applications, determine eligibility, approve or deny accounts, set credit limits, provide credit decisions, or provide personalized financial advice.

Email Communications

If you provide your email address, we may use it to send educational content, website updates, marketing communications, or general informational materials related to credit card features, issuer terms, financial education, and similar topics.

You may opt out of marketing emails at any time by using the unsubscribe link included in our emails or by contacting us directly at [email protected].

Cookies and Similar Technologies

We may use cookies, pixels, local storage, sessions, analytics tools, tags, and similar technologies to operate our website, improve performance, understand user behavior, measure advertising effectiveness, measure conversions, and provide relevant content or advertisements.

Cookies are small files stored on your device by your browser. You may disable cookies through your browser settings, but some parts of the website may not function properly if cookies are disabled.

Advertising and Remarketing

Our website may display advertisements, sponsored content, informational links, or links to third-party websites. We may use advertising and remarketing tools to show relevant ads to users who have visited our website or interacted with our content.

Advertising and analytics tools may use cookies, pixels, tags, or similar technologies to collect information about visits to this and other websites in order to provide relevant ads, measure ad performance, prevent abuse, and understand website interactions.

Advertisements, sponsored content, and third-party links are not endorsements or guarantees by One Cartao. We are not responsible for third-party websites, products, services, offers, approval decisions, privacy practices, or content.

Informational Links, Advertising, and Affiliate Relationships

Some pages on our website may contain informational links, advertisements, sponsored content, or affiliate links. This means we may receive compensation if users click certain links, visit third-party websites, submit forms, or take other qualifying actions where applicable.

Any compensation we may receive does not guarantee approval, eligibility, credit limits, rates, fees, rewards, benefits, terms, or any specific financial outcome.

Third-party financial products, services, websites, advertisements, or informational links are subject to their own terms, conditions, privacy policies, eligibility criteria, and approval decisions. One Cartao does not control third-party decisions and does not guarantee any result.

How We Share or Process Information

We may share or process information through internal systems, affiliated platforms, and service providers operated, managed, configured, or used by DM NETWORK MIDIA DIGITAL LTDA to operate this website, process quiz submissions, validate email addresses, prevent fraud or abuse, host data, deliver emails, analyze traffic, measure conversions, provide advertising services, and perform other website-related business functions.

These systems may process limited information such as your first name, email address, quiz responses, IP address, device information, cookies, technical identifiers, and website interaction data solely for website operation, lead processing, analytics, security, advertising measurement, and communication purposes.

Some technical processing may occur through domains, platforms, or tools operated, managed, configured, or used by DM NETWORK MIDIA DIGITAL LTDA for the operation of this website.

We may also disclose information if required by law, legal process, government request, or when we believe disclosure is necessary to protect our rights, users, business, safety, or property.

We do not sell your personal information to financial institutions, card issuers, lenders, or advertisers. We do not use this website to process credit applications, determine eligibility, approve accounts, set credit limits, or provide financial advice.

Some privacy laws may define certain advertising, analytics, or measurement activities as “sharing” or “selling.” Where applicable, users may have the right to opt out of such sharing.

Internal Systems, Affiliated Platforms, and Service Providers

We may use internal systems, affiliated platforms, and service providers to support the operation of our website and forms. These systems may help us process quiz submissions, validate email addresses, prevent fraud or abuse, operate website functionality, host information, analyze performance, measure advertising conversions, and deliver communications.

These systems and providers may process information only as necessary to perform services for us, support website operations, improve security, measure performance, or comply with legal obligations.

One Cartao does not use these systems to make credit decisions, process credit applications, determine eligibility, approve or deny financial products, set credit limits, or provide personalized financial advice.

Data Retention

We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, enforce agreements, prevent fraud, maintain business records, analyze website performance, and manage communications.

Data Security

We use reasonable technical, administrative, and organizational measures to protect information. However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security.

International Data Transfers

Because we operate online, information may be processed or stored in Brazil, the United States, or other countries where our internal systems, affiliated platforms, or service providers operate. By using our website, you understand that your information may be transferred to jurisdictions that may have different data protection laws than your location.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including the right to access, correct, delete, restrict, object to processing, withdraw consent where applicable, opt out of certain sharing, or request a copy of your data.

To exercise your rights, contact us at [email protected]. We may need to verify your identity before processing a request.

GDPR Notice

If you are located in the European Economic Area, United Kingdom, or another region with similar data protection laws, you may have rights under applicable privacy laws. We process personal data based on legitimate interests, consent, contractual necessity, legal obligations, or other lawful bases as applicable.

You may have the right to access, correct, erase, restrict, object to processing, request data portability, or withdraw consent where processing is based on consent.

California Privacy Notice

If you are a California resident, you may have rights under California privacy laws, including the right to know what personal information we collect, use, disclose, or share; the right to request deletion or correction; the right to opt out of certain sharing; and the right not to be discriminated against for exercising your privacy rights.

To submit a privacy request, contact us using the information provided below.

Children’s Privacy

Our website is not intended for children under 13 years old. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information to us, please contact us and we will take appropriate steps to delete such information.

Links to Other Websites

Our website may contain links to third-party websites, informational resources, advertisements, or sponsored content. We are not responsible for the content, privacy policies, practices, security, eligibility criteria, approval decisions, or terms of third-party websites. You should review the privacy policy and terms of any third-party website you visit.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we may update the “Last updated” date at the top of this page. Your continued use of the website after changes are posted means you accept the updated Privacy Policy.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact us:

DM NETWORK MIDIA DIGITAL LTDA
Rua 20 de Setembro, 334, Sala 06, Centro, Piratini, RS, Brazil
Email: [email protected]
Website: https://onecartao.com

One Cartao provides informational and educational content only. One Cartao is not a financial institution, bank, lender, card issuer, broker, or financial advisor. We do not guarantee approval, eligibility, credit limits, rates, fees, rewards, benefits, terms, or outcomes.