The Marriott Bonvoy Bountiful™ Credit Card is a premium travel rewards credit card that provides exceptional value for frequent travelers and Marriott Bonvoy members. This card, issued by Chase, offers a broad range of benefits for those who enjoy staying at Marriott properties around the world, as well as those looking to earn rewards for everyday purchases. In this guide, we’ll cover key features of the Marriott Bonvoy Bountiful™ Credit Card, the benefits it provides, and how to apply for one.
Key Features of the Marriott Bonvoy Bountiful™ Credit Card
The Marriott Bonvoy Bountiful™ Credit Card stands out in the competitive travel rewards card market due to its combination of earning potential, travel perks, and Marriott Bonvoy program advantages. Here’s a breakdown of its key features:
1. Sign-Up Bonus
One of the most attractive aspects of the Marriott Bonvoy Bountiful™ Credit Card is its sign-up bonus. New cardholders can earn 90,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. These points can be redeemed for stays at more than 7,000 Marriott properties worldwide, or for flights, car rentals, and other travel experiences through the Marriott Bonvoy program.
2. Earning Marriott Bonvoy Points
The card is designed for those who frequently travel or stay at Marriott hotels. It offers generous rewards for purchases made in various categories:
- 6X points on eligible purchases at Marriott hotels: This is the most lucrative earning rate, perfect for those who stay at Marriott properties frequently. Marriott hotels include brands like Ritz-Carlton, St. Regis, Sheraton, Westin, Courtyard, and Residence Inn, among others.
- 2X points on all other purchases: Whether it’s for groceries, dining, or travel, you earn 2 points per dollar spent on everything else.
- 1X point on all other purchases: For purchases that don’t fall into the above categories, you’ll still earn 1 point per dollar spent.
This point structure makes it an excellent card for both loyal Marriott customers and those who want to earn travel rewards on their everyday spending.
3. Annual Free Night Award
A standout benefit of the Marriott Bonvoy Bountiful™ Credit Card is the Annual Free Night Award. Each year after your account anniversary, you can earn a free night at a Marriott property, up to a certain redemption value (currently up to 35,000 points). This benefit alone can justify the annual fee for frequent travelers who value staying at Marriott hotels.
4. Elite Status Benefits
As a cardholder, you gain complimentary Silver Elite status in the Marriott Bonvoy program. This status comes with perks such as:
- Priority late check-out (based on availability)
- Bonus points for eligible stays
- Enhanced room upgrades (based on availability)
The ability to accelerate your status within Marriott Bonvoy can significantly enhance your hotel experience, especially if you’re a frequent Marriott guest.
5. Purchase Protection and Travel Insurance
The Marriott Bonvoy Bountiful™ Credit Card offers various forms of protection for your purchases and travel:
- Purchase Protection: Eligible purchases made with the card are protected against damage or theft for up to 120 days from the date of purchase (up to a certain amount per claim and year).
- Trip Cancellation and Interruption Insurance: If you need to cancel or interrupt your trip for covered reasons, the card offers reimbursement for non-refundable travel expenses.
- Travel Accident Insurance: Provides coverage in case of an accident during your trip.
- Baggage Delay Insurance: Covers your essentials if your baggage is delayed for more than 6 hours.
These benefits provide added peace of mind for frequent travelers, making the card an even more valuable travel companion.
6. No Foreign Transaction Fees
The Marriott Bonvoy Bountiful™ Credit Card waives foreign transaction fees, meaning you can use your card abroad without worrying about additional charges. This feature is ideal for those who travel internationally or make purchases in foreign currencies.
7. Marriott Bonvoy Points Redemption
Marriott Bonvoy points earned with the Bountiful™ Credit Card can be redeemed for a variety of travel experiences, including:
- Hotel Stays: Redeem points for free nights at Marriott’s global portfolio of hotels.
- Flights: You can transfer your points to over 40 airline partners, allowing you to use them for flights.
- Car Rentals and Experiences: Points can also be redeemed for car rentals or special experiences like concerts, events, and tours.
This versatility in redemption options ensures that cardholders can get the most out of their rewards.
8. Annual Fee
The Marriott Bonvoy Bountiful™ Credit Card comes with an annual fee of $250. While this may seem high, the combination of rewards, benefits (such as the free night award and travel protections), and the point-earning potential more than justifies the fee for frequent travelers, especially those loyal to the Marriott brand.
How to Apply for the Marriott Bonvoy Bountiful™ Credit Card
Applying for the Marriott Bonvoy Bountiful™ Credit Card is straightforward. Here’s a step-by-step guide to help you through the process:
Step 1: Check Your Credit Score
Before applying, it’s important to check your credit score. Chase generally requires applicants to have a good to excellent credit score (typically 700+), though the exact requirement can vary. A higher score increases your chances of approval and may also help you secure a better credit limit.
Step 2: Visit the Chase Website
Go to the official Chase website or the Marriott Bonvoy Bountiful™ Credit Card page. You’ll find detailed information about the card and a prominent “Apply Now” button.
Step 3: Fill Out the Application Form
You’ll need to provide personal and financial information, including:
- Name, address, and contact details
- Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
- Employment status and income details
- Housing information (rent or mortgage payments)
Step 4: Submit Your Application
Once you’ve completed the form, submit your application. Chase may approve or decline your application within minutes, although some applicants may receive a response within a few days. If additional information is needed, Chase will contact you directly.
Step 5: Wait for Your Card to Arrive
If approved, you will receive your Marriott Bonvoy Bountiful™ Credit Card in the mail within 7–10 business days. Once you’ve received the card, activate it and start using it to earn rewards.
Step 6: Enjoy Your Benefits
Once your card is activated, you can immediately start earning points, enjoying your complimentary Silver Elite status, and using your card’s purchase protection and travel insurance benefits. Be sure to take full advantage of the annual free night benefit and other rewards as well!
Conclusion
The Marriott Bonvoy Bountiful™ Credit Card is a powerful tool for anyone who frequently stays at Marriott hotels or seeks to earn valuable travel rewards. With its generous sign-up bonus, point-earning potential, travel protections, and free night award, it’s an excellent choice for those looking to enhance their travel experiences. The annual fee is well worth it for the benefits it offers, making it a top contender in the world of travel rewards cards. If you’re a Marriott loyalist or simply a frequent traveler, this card could significantly enhance your ability to earn and redeem rewards.
To apply, simply visit the Chase website, fill out the application form, and enjoy the perks of being a Marriott Bonvoy Bountiful™ Credit Card holder!
