Barclaycard Forward: Build Your Credit the Smart Way
Start your credit journey with a card designed for newcomers
Limit Card Options
Choose the credit limit that fits your profile and needs. The Barclaycard Forward offers initial limits between £50 and £1,200 depending on your financial history:
Barclaycard Forward
No annual fee, credit building, and APR reduction rewards
- Annual Fee: £0
- Representative APR: 33.9% (variable)
- APR reduction up to 3% in two years
- Ideal for credit scores: Limited or No History
Credit Building with Benefits
The Barclaycard Forward helps you build your credit score and rewards you for managing your card well with potential interest rate reductions over time.
Barclaycard Forward Credit Card
Make payments on time and stay within your limit to reduce your APR by up to 3% over two years.
More DetailsThe Application Process
You can apply online quickly. Use the eligibility checker to see your chances without affecting your credit score. If approved, your card will arrive within 5–7 working days.
An Alternative: Barclaycard Forward Credit Card
If you’re considering other beginner-friendly options, the Barclaycard Forward Credit Card also supports building your credit with no annual fee and flexible limits.
Barclaycard Forward Credit Card
Build your credit with on-time payments and no annual fee.
How to apply