Citizens Cash Back Plus™ World Mastercard®

Earn 1.8% cash back on everything you buy*

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Earn Unlimited Cash Back

Earn 1.8% cash back on everything you buy. Yes, everything. And pay no annual or foreign transaction fees*. Plus, if you have a Citizens Quest® Checking account, you can boost your rate to 1.9% cash back^. That’s how unlimited earning potential can get even higher.

Earn more with CitizensPlus™

When you have a Citizens Quest® Checking account, you’ll earn more rewards that come automatically with our CitizensPlus™ program. Get 1.9% cash back, with all the same benefits — no rotating categories and annual or foreign transaction fees. With more rewards, you can get closer to taking your next financial step^.

An Opportunity for You

Citizens Cash Back Plus™ World Mastercard®

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No Annual Fee

Start earning cash back with no annual fees!

Unlimited Cash Back

Earn 1.8% cash back on all purchases, no caps.

No Foreign Transaction Fees

Travel with ease and no foreign transaction fees.

Introductory APR

Enjoy 0% introductory APR on balance transfers for the first 15 billing cycles.

Security & Protection

Benefit from enhanced security features and protection.

The introductory APR period for balance transfers lasts for the first fifteen billing cycles from the date of account opening.

The APR for cash advances is 30.24% and may vary based on the Prime Rate.

Late payment fees can be up to $40.

Credit card features & benefits

Unlock a World of Benefits with Citizens Cash Back Plus™ World Mastercard®

FAQs about Citizens Cash Back Plus™ World Mastercard®

You can earn 1.8% cash back on all your purchases, with no limit on how much you can earn.

No, there are no annual fees associated with the Citizens Cash Back Plus™ World Mastercard®.

No, there are no foreign transaction fees when using your Citizens Cash Back Plus™ World Mastercard®.