Discover the Benefits of Commerce Bank Secured Visa® Credit Card

Build, rebuild or strengthen your credit with ease.

Start Building Your Credit Today

Whether you want to begin establishing a strong credit history, or need to mend your credit score, the Commerce Bank Secured Visa® Credit Card helps you focus on what matters most. With a $49 annual fee, you can enjoy numerous benefits and start your journey towards financial stability.

Easy Application and Deposit Process

Get started in two simple steps. Apply for the Commerce Bank Secured Visa® Credit Card and provide a refundable minimum security deposit of $400 to open your account. Your credit line will be equal to the amount of your deposit, up to $5,000. Pay responsibly each month to stay on track for building your credit score and avoid interest by paying your balance in full every month. Set up Auto Pay for timely payments.

Take Control of Your Credit Journey

Commerce Bank Secured Visa® Credit Card

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Enjoy Financial Freedom

Take advantage of the Commerce Bank Secured Visa® Credit Card today.

Worldwide Acceptance

Use your card globally wherever Visa® is accepted.

Credit Building

We report to all three credit bureaus to help build your credit history.

Regular FICO Score Access

Stay informed with regular access to your FICO score.

Low Variable APR

Enjoy a low, variable APR of just 23.49% on all purchases and balance transfers.

The card offers a low, variable APR of just 23.49% on all purchases and balance transfers.

The refundable minimum security deposit required is $400, providing you with a credit line equal to the amount of your deposit, up to $5,000.

The Commerce Bank Secured Visa® Credit Card offers features like Card Lock, Zero-Liability Protection, Text Alerts, and Digital Wallet Technology. Plus, enjoy complimentary Cell Phone Protection up to $200 per claim.

Additional Benefits of the Commerce Bank Secured Visa®

Explore the advantages you can enjoy with our secured credit card.

Frequently Asked Questions about Commerce Bank Secured Visa®

Yes, it is a real credit card that can be used worldwide wherever Visa® is accepted.

We report to all three credit bureaus to help build your credit history, providing you with regular access to your FICO score.

The card comes with a $49 annual fee.