Discover More with Discover it® Cash Back Card

Maximize Your Rewards on Everyday Purchases

Easy Application, Big Rewards

Apply in minutes and start enjoying the benefits of the Discover it® Cash Back card, with no annual fee and a rewarding cashback program.

Cash Back on Every Purchase

Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum upon activation. Plus, earn 1% cash back on all other purchases.

Special Offer for New Cardmembers

Discover it® Cash Back

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Join the Cash Back Revolution

Maximize Your Earnings Effortlessly

5% Cash Back Categories

Earn big in rotating categories each quarter.

Unlimited Cashback Match

Double your earnings at the end of your first year.

Online Privacy Protection

Keep your personal information safe with our free service.

FICO® Credit Score for Free

Stay on top of your credit with no impact to your score.

Yes, Discover is accepted nationwide by 99% of places that take credit cards.

Yes, you can view your FICO® Credit Score for free without impacting your score.

Enjoy 0% Intro APR for 15 months on purchases and balance transfers. After that, a standard variable purchase APR of 17.24% to 28.24% applies.

More Than Just a Credit Card

Exclusive Benefits and Security Features

Common Questions Answered

Get an unlimited dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically. There’s no limit to how much we’ll match.

If you misplace your card, you can freeze new purchases, cash advances, and balance transfers in seconds with our mobile app or website.

There is a 3% Intro Balance Transfer Fee until February 10, 2024. After that, up to a 5% fee applies on future balance transfers.