The GM Extended Family™ Mastercard® is a unique credit card designed for automotive enthusiasts and consumers who want to earn rewards while managing their expenses. This card is specifically tailored to benefit General Motors (GM) customers, providing a wide array of perks, rewards, and flexible payment options. In this article, we will delve into the essential features of the GM Extended Family™ Mastercard®, discuss the application process, and highlight why it might be the right choice for you.
Key Features of the GM Extended Family™ Mastercard®
1. Rewards Structure
One of the standout features of the GM Extended Family™ Mastercard® is its rewards program. Cardholders can earn points for every dollar spent, with special bonuses for GM purchases. Here’s a breakdown of the rewards structure:
- 5 Points per $1 on GM Purchases: This includes purchases made at GM dealerships, which allows you to rack up points quickly if you are planning to buy a new vehicle or service your current one.
- 2 Points per $1 on Gas: Fueling up your vehicle? Earn double points on gas purchases, making it easier to accumulate rewards for those who spend significantly on fuel.
- 1 Point per $1 on All Other Purchases: Whether you’re shopping for groceries or paying bills, every dollar spent earns you rewards.
2. Annual Fee
One of the appealing aspects of the GM Extended Family™ Mastercard® is its annual fee. The card has no annual fee, making it an attractive option for those looking to maximize rewards without incurring extra costs.
3. Sign-Up Bonus
New cardholders can benefit from a lucrative sign-up bonus. After meeting a specific spending threshold within the first few months of account opening, you can earn a substantial number of points. This bonus can significantly boost your rewards balance, allowing you to redeem for discounts on future GM purchases or other rewards.
4. Flexible Redemption Options
Cardholders have various options when it comes to redeeming their points. You can use your points for:
- GM Discounts: Points can be redeemed for discounts on your next vehicle purchase, making it a valuable tool for GM enthusiasts looking to buy a new car.
- Service and Maintenance: Use your points for maintenance and service costs at GM dealerships.
- Merchandise and Gift Cards: In addition to vehicle-related rewards, points can also be redeemed for various merchandise and gift cards from popular retailers.
5. Online Account Management
The GM Extended Family™ Mastercard® offers a robust online account management system. Cardholders can easily track their rewards, view transactions, and make payments through a user-friendly online portal or mobile app. This convenience makes managing your finances and rewards simpler.
6. Fraud Protection
Security is a top priority for any credit card holder. The GM Extended Family™ Mastercard® provides enhanced fraud protection features, including real-time alerts for suspicious transactions and zero liability for unauthorized charges, ensuring that your account is safe from fraud.
7. Credit Score Requirements
To qualify for the GM Extended Family™ Mastercard®, applicants typically need a good credit score. A score in the range of 700 or above is generally recommended to increase your chances of approval. If your credit score is lower, consider working on improving it before applying.
How to Apply for the GM Extended Family™ Mastercard®
Applying for the GM Extended Family™ Mastercard® is a straightforward process. Follow these steps to submit your application:
Step 1: Gather Your Information
Before applying, make sure you have the following information handy:
- Personal Information: Full name, address, date of birth, and Social Security number.
- Employment Information: Your employer’s name, address, and your job title.
- Financial Information: Your annual income and any other sources of income.
Step 2: Visit the Application Website
Go to the official GM Extended Family™ Mastercard® website. You’ll find detailed information about the card and a link to apply online.
Step 3: Complete the Application Form
Fill out the online application form with the required information. Be sure to double-check your entries for accuracy.
Step 4: Review Your Application
After submitting your application, review it for any errors. If everything looks good, submit your application.
Step 5: Wait for Approval
Once your application is submitted, you will receive a decision quickly. In many cases, applicants receive an instant decision. If approved, you will be informed about your credit limit and when to expect your card in the mail.
Step 6: Activate Your Card
When your GM Extended Family™ Mastercard® arrives, follow the instructions to activate it. You can then start earning rewards immediately.
Conclusion
The GM Extended Family™ Mastercard® is an excellent option for those who frequently purchase GM vehicles or services and want to earn rewards along the way. With no annual fee, generous rewards on GM purchases, and flexible redemption options, this card is designed to cater to automotive enthusiasts. The application process is simple and efficient, making it easy for you to start reaping the benefits.
If you’re ready to take advantage of the rewards and benefits offered by the GM Extended Family™ Mastercard®, begin your application today and start enjoying the perks of being a GM cardholder. Whether you’re buying a new vehicle, fueling up, or managing daily expenses, this card offers a robust rewards program tailored to your needs.
