GO REWARDS® Credit Card: Benefits, Limits, and How to Apply
Explore how to earn rewards with no annual fee and enjoy exclusive benefits from Navy Federal
Limit card options
Choose the credit limit you want and explore GO REWARDS® card options available with Navy Federal Credit Union:
GO REWARDS® Credit Card
Earn points on dining, gas, and more
- Annual Fee: $0
- Rewards Rate: Up to 3X points
- Intro Offer: 0% APR for 12 months on balance transfers
- Credit score: 670–850
Rewards and High Credit Limits
With the GO REWARDS® Credit Card, you can earn 3X points at restaurants, 2X on gas, and 1X on everything else—all with no annual fee and competitive credit limits.

The Application Process
Applying for the GO REWARDS® Credit Card is simple. First, become a Navy Federal member. Then apply online through your account, by phone, or at a branch. You’ll need your SSN, government-issued ID, and income information.
An Alternative: GO REWARDS® Credit Card
If you’re looking for broader rewards, consider GO REWARDS® Credit Card. It offers points on groceries, gas, transit, dining, and has no annual or foreign transaction fees.
