How to Apply for the Wells Fargo Active Cash Card

In this post, you will learn how to apply for the Wells Fargo Active Cash Card. It covers everything from understanding the card’s features and checking your credit, to preparing necessary information and the online application process, concluding with the wait for approval.

Wells Fargo Active Cash


No Anual fee




$200 cash


up to $3000

How to Apply for the Wells Fargo Active Cash Card

Step 1: Research and Understand the Card’s Features Before applying for the Wells Fargo Active Cash Card, it’s important to understand its benefits and features. This card offers a competitive cashback rate on all purchases, which can be a great way to earn rewards on your everyday spending. Additionally, there might be a sign-up bonus or introductory APR offer, so check the latest details on the Wells Fargo website.

Step 2: Check Your Credit Score Your credit score plays a significant role in your credit card application’s approval. The Wells Fargo Active Cash Card generally requires a good to excellent credit score. Before applying, ensure your credit score aligns with the card’s requirements. You can check your credit score for free through various online services.

Step 3: Gather Necessary Information When applying for any credit card, you’ll need to provide personal and financial information. This includes your full name, address, Social Security number, employment details, and annual income. Having this information ready can make the application process smoother.

Step 4: Apply Online The easiest way to apply for the Wells Fargo Active Cash Card is through the Wells Fargo website. Navigate to the credit card section, find the Active Cash Card, and click on the ‘Apply Now’ button. Fill out the application form with the required details and submit it. Ensure all information is accurate to avoid delays in processing.

Step 5: Wait for Approval After submitting your application, there will be a processing period where Wells Fargo reviews your application. This can take a few days to a few weeks. You may receive an instant decision, or you might have to wait for an email or letter in the mail. If approved, your new card and welcome materials will be sent to your address.