The Petal® 1 “No Annual Fee” Visa® Credit Card: Your Path to Responsible Credit Building

Start, Rebuild, Last

Introducing Petal® 1: Build Credit Without Annual Membership Fees

The Petal 1 Family of cards is designed to help you build credit responsibly, whether you’re establishing credit for the first time or rebuilding your score. With no annual membership fee, it’s a hassle-free way to start your credit journey.

Key Features of Petal® 1 “No Annual Fee” Visa® Credit Card

Petal 1 offers cash back at select local and national merchants, with cash back rates ranging from 2% to 10%. You’ll enjoy a credit limit ranging from $300 to $5,000 and a variable APR between 25.24% and 34.74%. Plus, with the Leap program, you can earn a credit line increase in just 6 months by making qualifying on-time payments. Terms apply.

Build Credit Responsibly with Petal® 1

Petal® 1 "No Annual Fee" Visa® Credit Card

Request now Take the first step towards building your credit journey.

No Annual Membership Fee

Start building your credit without the burden of an annual fee.

Cash Back Rewards

Earn 2% – 10% cash back at select local and national merchants.

Flexible Credit Limit

Enjoy a credit limit ranging from $300 to $5,000.

Variable APR

Benefit from a variable APR between 25.24% and 34.74%.

Path to Credit Limit Increase

Qualify for a credit line increase in just 6 months with Petal's Leap program. Terms apply.

No, there is no foreign transaction fee with Petal® 1.

Enable AutoPay to ensure you never miss a payment deadline.

Yes, Petal's fraud detection technology quickly spots suspicious activity and takes action to protect your account.

Take Control of Your Credit Journey with Petal® 1

Apply for Petal® 1 “No Annual Fee” Visa® Credit Card Today!

Frequently Asked Questions

There is no annual membership fee for Petal® 1.

With Petal’s Leap program, you can earn a credit line increase in 6 months by making qualifying on-time payments. Terms apply.

Yes, Petal® 1 offers cash back at select local and national merchants, with cash back rates ranging from 2% to 10%.