Petal® 2 “Cash Back, No Fees” Visa® Credit Card






No annual fee

Limit increase


Main information that the Petal® 2 “Cash Back, No Fees” Visa® Credit Card offers:

Credit history: Ideal for beginners, no prior credit experience required.
Annual membership fee: Absent.
Cash back: Earn cash back on your daily purchases, ranging from 1% to 1.5%.
Credit limit: Offers credit limits ranging from $300 to $10,000.
Variable APR: Ranges from 18.24% to 32.24%.
Path to credit limit increase: With the Leap program, you can get a credit limit increase in 6 months with qualifying on-time payments.
Cash back at local establishments: Earn between 2% and 10% cash back at certain local and national establishments.
Score tracking: Stay up to date on your credit score in the app.
Flexible Payment: Choose between paying the balance in full or keeping an outstanding balance, with interest estimates available.
Real-time notifications: Enable push notifications to track your transaction activity in real-time.
Credit reporting: We report to the major credit bureaus, helping you build your credit history responsibly.
Mobile payments: Add your Petal card to your mobile phone for quick and easy payments on the go.
Contactless Payment Technology: Equipped with contactless payment technology for fast and secure checkouts.

Want a simple way to build your credit and earn rewards? Click below to apply for your Petal® 2 “Cash Back, No Fees” Visa® Credit Card and start transforming your financial life today!