Discover the Convenience of Total Visa® Card

Your Gateway to a True Visa Credit Card Without Perfect Credit

Apply Now for Quick Approval

Total Visa® is designed for individuals with a checking account who seek a genuine Visa credit card without the need for perfect credit. Apply now and receive a response online within seconds.

Simple Application Process

Applying is quick and easy with our secure online application. Review the terms and conditions, submit your application, and get your credit decision promptly. If approved, proceed to pay the $95 Program Fee to open your Total Visa® Card account.

Unlock the Benefits of Total Visa® Card Today

Total Visa® Card

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Secure Your True Visa Credit Card with Total Visa®

Earn Cashback Rewards

Avail 1% cashback on payments with the Total Visa® Card. Check the Terms and Conditions for comprehensive details on how you can maximize your cashback rewards.

Choose Your Card Design

Select your preferred Total Card Visa card design, either free or premium ($9.95 fee), to match your style and preferences.

User-Friendly Mobile App

Enjoy the convenience of the Total Visa Card Mobile App, available in the Apple App Store and Google Play Store for quick and easy account access.

Monthly Reports to Credit Bureaus

Total Card VISA reports monthly to the three major Credit Bureaus—TransUnion, Experian, and Equifax—contributing to your credit history and score.

The $95 Program Fee is required to open your Total VISA Card account if your application is approved. This fee is a one-time payment to initiate your account.

Yes, enjoy free credit monitoring powered by TransUnion® with your Total Visa Card, helping you stay informed about your credit status.

Total Card VISA reports monthly to the three major Credit Bureaus—TransUnion, Experian, and Equifax—contributing to your credit history and score.

Download Our Mobile App for Easy Account Access

Manage Your Total Visa® Card Anytime, Anywhere

Frequently Asked Questions

Earn 1% cashback on payments with the Total Visa® Card. See Terms and Conditions for details on how you can enjoy cashback rewards on your purchases.

If you choose one of the premium card designs, a Premium Plastic Card Design Fee of $9.95 will be billed to your account. However, free designs are also available for selection.

Download our mobile app for iOS or Android* to enjoy quick access to your account, making it convenient to manage your Total Visa® Card on the go.
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