Introducing the USAA Rate Advantage Credit Card

Your Path to Financial Flexibility

Unlock Your Financial Freedom

Experience the power of financial flexibility with the USAA Rate Advantage Credit Card. With a 0% Intro APR for 15 months on balance transfers and convenience checks, you have the opportunity to consolidate your debts and streamline your finances. Plus, earn unlimited rewards on everyday purchases.

Maximize Your Rewards Potential

Earn 2X points on dining and gas station purchases, and 1X points on all other purchases. Plus, enjoy bonus rewards with 2,500 bonus points after your first purchase. Your rewards points never expire, giving you the flexibility to redeem them your way, on your schedule.

Your Path to Financial Flexibility

USAA Rate Advantage Credit Card

Request now Take control of your finances today.

Experience Financial Peace of Mind

Enjoy Security and Protection with Every Transaction

Unlimited Rewards

Earn rewards points that never expire, with bonus earnings in select spending categories.

Bonus Rewards

Receive 2,500 bonus points after your first purchase to kickstart your rewards journey.

No Annual Fee

Enjoy the benefits of the USAA Rate Advantage Credit Card without the burden of an annual fee.

No Foreign Transaction Fees

Travel with confidence knowing that you won't incur any foreign transaction fees.

No, there is no penalty APR with the USAA Rate Advantage Credit Card, providing you with peace of mind even during challenging financial times.

Benefit from auto rental coverage, travel accident insurance, trip cancellation and interruption coverage, as well as baggage delay and reimbursement, ensuring a stress-free travel experience.

Access USAA customer service 24/7 online for any inquiries or assistance you may need. Additionally, take advantage of extended warranty protection on U.S. manufacturers' warranties for added peace of mind.

Start Your Journey Today

Apply Now and Take Control of Your Finances

Frequently Asked Questions

The USAA Rate Advantage Credit Card offers a 0% Intro APR for 15 months on balance transfers and convenience checks that post to your account within 90 days of account opening.

No, there are no foreign transaction fees with the USAA Rate Advantage Credit Card, making it an ideal companion for your international travels.

Redeem your rewards easily through our online portal or mobile app. Choose from a variety of exciting redemption options to suit your preferences.
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