Discover the Wells Fargo Reflect VisaSM Credit Card

Your Path to Financial Flexibility and Protection

Introducing the Reflect Visa Card

Thank you for considering the Wells Fargo Reflect Visa Card. Take advantage of this exclusive offer with a 0.00% introductory APR for 21 months from the date of account opening. Afterward, enjoy competitive APRs based on your creditworthiness, ranging from 18.24% to 29.99%, in line with the U.S. Prime Rate.

Manage Your Finances Wisely

Benefit from a 0.00% introductory APR for 21 months on balance transfers made within 120 days of account opening. After the introductory period, the APR for balance transfers will be 18.24%, 24.74%, or 29.99%, depending on your creditworthiness.

Your Reflect Card Awaits You

Wells Fargo Reflect Visa® Card

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Exclusive Introductory Offer

Enjoy 0.00% APR for the First 21 Months – Limited Time Offer*

Extended Introductory APR

0.00% APR for 21 months on purchases, offering a flexible approach to managing your finances.

No Annual Fee

Experience the benefits of the Reflect Card without the burden of an annual fee.

Balance Transfer Offer

Transfer balances within 120 days of account opening to enjoy a 0.00% APR for 21 months.

Transparent Terms

Understand the terms and conditions clearly to make informed financial decisions.

The balance transfer fee is 5% for each balance transfer, with a minimum of $5.

If you are charged interest, the minimum interest charge will be no less than $1.00.

Enroll online to link your Reflect Card to your Wells Fargo checking account for added Overdraft Protection.

Transparent Terms and Conditions

Understand the Wells Fargo Reflect Card’s Key Features

Wells Fargo Reflect VisaSM Credit Card Terms and Conditions

The APR for cash advances and overdraft protection advances is 29.99%, varying with the market based on the U.S. Prime Rate.

Your due date is at least 25 days after the close of each billing period. No interest on purchases will be charged if you pay your entire balance by the due date each month.

No annual fee is associated with the Wells Fargo Reflect Visa Card.