The Wyndham Rewards Earner® Business Card is specifically tailored for business owners who frequently travel and prefer staying at Wyndham hotels and resorts. This card not only facilitates your travel by offering substantial rewards on hotel stays but also enhances your spending efficiency on everyday business purchases. Here’s everything you need to know about this business credit card, from its benefits to how to apply.
Key Features and Benefits
1. Reward Points on Purchases:
- Earn Rate at Wyndham Properties: Cardholders earn 8 points per dollar spent on eligible purchases at Wyndham Hotels & Resorts. This includes not only room rates but also charges made at the property, provided they’re charged to the room and paid for with the Wyndham Rewards Earner® Business Card.
- Gas Stations: Receive 8 points per dollar, making this card highly beneficial for those who drive frequently.
- Marketing, Advertising, and Utilities: Earn 5 points per dollar on these categories, which are essential for running a business.
- All Other Purchases: Every other eligible purchase made with the card earns 1 point per dollar, ensuring that every dollar spent works harder for you.
2. Sign-Up Bonus:
- New cardholders can gain a substantial initial bonus in Wyndham Rewards points after meeting a minimum spend requirement within the first few months of opening the account. The exact number of points can vary, so it’s best to check the current offer.
3. Wyndham Rewards Membership Status:
- Upon receiving your card, you are automatically granted Diamond membership status in the Wyndham Rewards program. This status offers benefits like late checkout, early check-in, and the ability to gift Gold status to someone else, which can enhance your travel experience and that of your peers or employees.
4. Annual Bonus Points:
- Each anniversary year, you receive bonus points that can be redeemed for free nights at Wyndham hotels and resorts worldwide, helping to offset the cost of business travel.
5. No Foreign Transaction Fees:
- The card does not charge any foreign transaction fees, which is ideal for international travel.
6. Cell Phone Protection:
- When you pay your monthly cell phone bill with the Wyndham Rewards Earner® Business Card, you receive complimentary cell phone protection. This can cover damage or theft, a valuable benefit given the essential nature of smartphones in running a business.
Additional Perks
- Complimentary Wi-Fi: As a cardholder, enjoy complimentary Wi-Fi at participating Wyndham properties, ensuring you stay connected while on business trips.
- Automatic Rental Car Insurance: When you rent a car using your card, you automatically receive collision damage waiver insurance, which covers you in case of damage or theft.
Interest Rates and Fees
- Annual Fee: There is an annual fee, which is moderate compared to other business credit cards with similar benefits.
- APR: The card offers a competitive APR for purchases and balance transfers. Details of the APR can vary, so checking the latest terms before applying is recommended.
How to Apply for the Wyndham Rewards Earner® Business Card
1. Eligibility:
- To apply, you must be a business owner with a valid Tax Identification Number (TIN) or Employer Identification Number (EIN). Personal credit history will be considered since this is a business credit card.
2. Application Process:
- You can apply online through the official Wyndham Rewards website or through the bank issuing the card. The process involves filling out an application form with details about your business and personal information.
3. Required Documents:
- Be prepared to provide your business and personal information, including your EIN/TIN, business type, annual revenue, and personal income.
4. Approval and Card Delivery:
- Approval times can vary, but typically, you’ll receive a response shortly after submitting your application. If approved, the card is usually delivered within 7-10 business days.
Conclusion
The Wyndham Rewards Earner® Business Card offers significant value to business travelers who frequent Wyndham properties. With its robust rewards program, various bonus points opportunities, and additional perks like cell phone protection and no foreign transaction fees, this card can effectively reduce travel costs and streamline business spending. Whether you’re scaling up your small business or managing an established enterprise, the Wyndham Rewards Earner® Business Card could be a smart addition to your financial toolkit.
